Unoccupied Home Insurance

unoccupied house insurance

In conjuction with certain Underwriters at Lloyds we are able to provide cover for properties that are unoccupied for a prolonged period of time.

In respect of Private Dwellings we offer quotations on properties that become unoccupied as a result of:

  • The owner/occupier dying,
  • The Insured moving into a nursing home,
  • The tenants moving out and unable to find new tenants,
  • Property for sale,
  • The Occupier moving abroad for a year (or more) for work reasons,
  • Newly constructed dwelling (completed and ready for occupation).

unnocupied house insurance

Premiums specifically designed
for Unoccupied house

Cover Includes:

  • Fire, Lightening, Explosion,
  • Smoke or Earthquake,
  • Storm, Flood, Subsidence, Ground Heave or Landslip,
  • Vandals or Malicious damage
  • Property Owners Liability.
unoccupied house insurance


Underwriting criteria

  • Property must not have been unoccupied for more than 24 months at the time the quotation is requesed. Any Property unoccupied for 24 months or more must have photographs of the inside & outside of the house submitted with the proposal form for consideration.
  • If the property is 80 years or older we require written confirmation when it was last re-wired, re-roofed and re-plumbed.
unoccupied home insurance quote

Get an Unoccupied Home

Get an Unoccupied Home Insurance Quote

Click on a link below and select Resident Type "Unoccupied"

Home Insurance Quote

Contact Us


The Courtyard, Carmanhall Road
Sandyford Business Estate
Dublin 18, Ireland, D18 X377
Tel: +353 (1) 213 5000


9 Eastgate Avenue, Eastgate Business Park
Little Island
Cork, Ireland, T45 YN92
Tel: +353 (21) 427 0505

South East

Marine Point
Waterford, Ireland, X91 W0XW
Tel: +353 (51) 877 700
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